Retirement & Pensions

Countries around the world are grappling with how to reform their government-sponsored pension systems.

Many developed countries are struggling with aging populations and declining birth rates, and developing countries—especially in the Americas and parts of Africa—are launching old-age safety nets in response to economic development.

In the United States, employers are shifting away from providing defined-benefit pension plans and toward offering defined-contribution plans. This change has placed greater financial market risks on individuals and requires them to take on greater responsibility to prepare for retirement. Moreover, uncertainties and funding limitations on the U.S. Social Security system have increased the pressure on individuals to make wise decisions regarding retirement plans.

Featured Publications
Sustaining Social Security in an Era of Population Aging

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